Can I Rent Out My House in Florida?

Can I Rent Out My House in Florida?

Written by Anthony Spitaleri, Miami, Florida Realtor | Living in Miami

If you’re wondering, “Can I rent out my house in Florida?”

The answer is yes. Florida’s landlord-friendly laws make it possible and often profitable. Whether you’re relocating, downsizing, or looking to generate monthly income, renting your property can be a smart move. But there are important legal, financial, and market-specific steps to take to do it right in Miami.

Let’s walk through what you need to know from rules to pricing to tenant placement.

 

Is It Legal to Rent Out My House in Florida?

Yes. Florida law allows homeowners to rent out their homes as long as local zoning and association rules permit it. In Miami specifically:

  • You must follow zoning regulations

  • Condos and HOAs may restrict or limit rentals

  • Most neighborhoods allow long-term rentals (6 months or longer)

  • Short-term rentals (under 6 months) are often restricted or require licensing

If you’re in a building or neighborhood with restrictions, I’ll help you navigate the fine print before we ever list the property.

 

Miami-Specific Rental Considerations

Many areas in Miami such as Coconut Grove, Coral Gables, and Miami Shores prohibit short-term or vacation rentals. Condos may also have rules like a one-year ownership requirement before renting, limits on the number of leases per year, or board approval for tenants.

If you plan to rent your home for 6 months or more and comply with these rules, you’re typically good to go with a long-term lease.

 

How Much Can I Rent My House For in Miami?

Rental prices depend on your home’s location, condition, amenities, and local market demand. Here’s what you might expect:

  • Smaller homes in Westchester, Kendall, or Doral: $2,500–$3,500/month

  • 3-4 bedroom homes in Coconut Grove, The Roads, or Coral Gables: $4,000–$6,500/month

  • Luxury homes in Key Biscayne, Bay Point, or Miami Beach: $7,500–$15,000/month

I offer a custom pricing analysis so you can list with confidence and avoid extended vacancies.

 

What Should I Do Before Renting My Property?

First, check with your mortgage lender and insurance company. You may need to update your homeowner’s insurance to a landlord policy. From there:

  • Clean and prep the home. Tenants expect move-in ready condition

  • Repair anything that’s broken or outdated

  • Install working smoke detectors and locks

  • Decide on a competitive rent price

  • Use a Florida-approved lease agreement

  • Screen tenants for credit, background, income, and rental history

If this sounds like a lot, I make it turnkey for my clients.

 

Should I Use a Realtor to Rent My House in Miami?

Absolutely. In a market like Miami, it pays to have an expert on your side. I help landlords:

  • Market their property on the MLS and top rental platforms

  • Manage showings, tenant screening, and applications

  • Handle lease paperwork and fair housing compliance

  • Avoid scams and bad tenants

  • Coordinate move-in and turnover logistics

 

Do I Have to Pay Taxes on Rental Income?

Yes. Rental income is taxable, but there are several deductions you may qualify for, including:

  • Property taxes and insurance

  • Repairs and maintenance

  • Depreciation

  • Management fees and legal costs

I always recommend working with a local CPA who specializes in real estate to keep you compliant and optimize your returns.

 

Can I Be an Out-of-State Landlord?

Yes. Many of my clients live out of state or abroad and rent out homes in Miami. I offer full support to make the process remote-friendly:

  • Virtual listing setup and video tours

  • Remote tenant screening and digital lease signing

  • Move-in coordination and on-the-ground support

  • Referrals to vetted property management companies if needed

 

Short-Term vs Long-Term Rentals

I focus exclusively on long-term rentals, 6 months or more. If you’re considering Airbnb or short-term leasing, you’ll want to verify zoning laws, licensing, and insurance requirements, which are much stricter. For long-term tenants, you’ll enjoy more stability and often fewer headaches.

 

Let’s Rent Out Your Property the Right Way

You don’t need to guess or go it alone. Renting out your home in Florida, and especially in Miami, can be a smooth, rewarding process when done right. I work with local homeowners and international investors alike to ensure their properties are rented to qualified tenants who pay on time, care for the space, and follow the rules.

 

If you want to know how much your property can rent for or what’s involved in listing it, let’s talk.

Schedule your complimentary consultation by clicking here.

 

I’m Anthony Spitaleri, a licensed Florida Broker Associate based in Miami. I help landlords protect their properties, place high-quality tenants, and lease their homes with confidence.

I specialize in helping you find your ideal tenant, whether you’re moving from across the street or across the world.

 

Work With Anthony

Not only does Anthony help people navigate the challenges of real estate transactions in today’s market, he also gets to assist them in achieving their goals and fulfilling their dreams.

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